Trip insurance is more important than you probably realize for those big trips! I had the unfortunate event of losing my luggage once … and it never came back. Thankfully, because we had trip insurance, the loss was covered. There are various levels of coverage, so you can pick what is right for you! If you’re renting a car, check with your credit card company and your car insurance company to see what kind of insurance they include if you book with their card.